MasterCard® SecureCode TM is a new service from MasterCard and your card issuer that provides added protection when you buy online. There is no need to get a new MasterCard or Maestro® card. You choose your own personal MasterCard SecureCode and it is never shared with any merchant. A private code means added protection against unauthorized use of your credit or debit card when you shop online.

Every time you pay online with your MasterCard or Maestro card, a box pops up from your card issuer asking you for your personal SecureCode, just like the bank does at the ATM. In seconds, your card issuer confirms its you and allows your purchase to be completed.

More information about MasterCard SecureCode at the web-site: www.mastercardsecurecode.com

Verified by Visa is a new service that lets you shop online with added confidence. Through a simple checkout process, Verified by Visa confirms your identity when you make purchases at participating online stores. It’s convenient, and it works with your existing Visa card.

Plus, Verified by Visa is simple to use. You register your card just once, and create your own password. Then, when you make purchases at participating online stores, a Verified by Visa window will appear. Simply enter your password and click submit. Your identity is verified and the purchase is secure.

To activate Verified by Visa in your Visa card, or to learn more, contact the financial institution that issued your Visa card.

More information about Verified By Visa please find at the http://www.visacemea.com/uv/online_security.jsp